Pushing through his troubled childhood, Dillon Farrow was seventeen when he said goodbye to Miramar and did himself proud, thriving as a successful investment counselor. But a betrayal by a trusted friend has brought everything crashing down. Dillon's only recourse--return to Miramar, penniless and feeling defeated--more so when a winter flood sweeps away all roads to town. Now he and his fellow stranded travelers are destined to spend Christmas at the only available accommodations--the local jail. Yet it's in this makeshift inn that Dillon sees her. His first love. The girl he left behind. After an emotionally and financially devastating divorce, Olivia Greer has no choice but to come back to her hometown of Miramar. Less a retreat than a surrender, it's the first time in years--since Olivia's mother, her best friend for life, passed away. In the interim, their hillside cottage has remained empty, as forlorn as Olivia herself. The flood only seems like fate testing her resilience one more time. But providence comes in myriad forms: Dillon Farrow, the sweet boy who once had dreams of better things. Just like Olivia. The future can hold dreams as well. Crossing paths is a Christmas blessing Dillon and Olivia never expected--a reunion with the potential to impact other lives too. And for both of them, perhaps in the cottage on the hill, Miramar could finally start feeling like home again.